Compare Term Life Insurance Companies


[mk_page_section padding_top=”” padding_bottom=”” margin_bottom=”” top_shape_color=”#ffffff” bottom_shape_color=”#ffffff” sidebar=”sidebar-1″][vc_column][mk_fancy_title tag_name=”h3″ size=”60″ force_font_size=”true” size_smallscreen=”58″ size_tablet=”55″ size_phone=”36″ font_weight=”300″ margin_bottom=”” font_family=”none”]Term Life Insurance Companies[/mk_fancy_title][mk_padding_divider size=”20″][vc_column_text]

Let’s take a look … Apples to Apples

See how the top insurance providers stack up against each other when we take a look at more than just price. (And yeah, that too.)[/vc_column_text][/vc_column][/mk_page_section][vc_row column_padding=”20″ visibility=”hidden-sm” css=”.vc_custom_1456781888381{padding-top: 25px !important;padding-right: 35px !important;padding-left: 35px !important;}”][vc_column][mk_image src=”https://www.brightpeakfinancial.com/wp-content/uploads/2016/02/Life_Comparison_Chart5-2.jpg” image_size=”full” align=”center” visibility=”hidden-sm”][mk_padding_divider size=”30″][mk_button dimension=”flat” corner_style=”rounded” size=”large” url=”/product/term-quote” target=”_blank” align=”center” btn_hover_bg=”#ef6d67″ btn_hover_txt_color=”#ffffff”]GET A QUOTE[/mk_button][/vc_column][/vc_row][mk_page_section padding_top=”0″ sidebar=”sidebar-1″][vc_column][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]Employer Plan[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $0*

AM Best Rating: N/A

Term Life Options: Varies

Religious Affiliation: Varies

Organization Type: Varies

Online Application: No

Instant Quote: No

Commission-Based Sales: No[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]MetLife®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $15.44

AM Best Rating: A+

Religious Affiliation: None

Organization Type: Stock

Online Application: Yes

Instant Quote: Yes

Commission-Based Sales: Yes

Term Life Options: 10, 20, 30[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]brightpeak financial®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $16.99

AM Best Rating: A++

Religious Affiliation: Christian

Organization Type: Not-for-profit

Online Application: Yes

Instant Quote: Yes

Commission-Based Sales: No

Term Life Options: 10, 20, 30[/vc_column_text][mk_padding_divider size=”20″][mk_button dimension=”flat” corner_style=”rounded” size=”large” url=”/product/term-quote” target=”_blank” align=”center” margin_bottom=”0″ bg_color=”#f05249″ btn_hover_bg=”#ef2b21″ btn_hover_txt_color=”#ffffff”]GET A QUOTE[/mk_button][mk_padding_divider size=”20″][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]New York Life®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $17.00

AM Best Rating: A++

Religious Affiliation: None

Organization Type: Mutual

Online Application: No

Instant Quote: Yes

Commission-Based Sales: Yes

Term Life Options: 10, 15, 20[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]State Farm®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $17.83

AM Best Rating: A++

Religious Affiliation: None

Organization Type: Mutual

Online Application: No

Instant Quote: Yes

Commission-Based Sales: Yes

Term Life Options: 10, 20, 30[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]MassMutual®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $19.79

AM Best Rating: A++

Religious Affiliation: None

Organization Type: Mutual

Online Application: No

Instant Quote: No

Commission-Based Sales: Yes

Term Life Options: 10, 15, 20[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner visibility=”visible-sm”][vc_column_inner][vc_separator][mk_ornamental_title font_family=”none” font_size=”30″ ornament_style=”norman-double” margin_top=”30″]Prudential®[/mk_ornamental_title][vc_column_text disable_pattern=”false”]Avg. Cost: $19.80

AM Best Rating: A+

Religious Affiliation: None

Organization Type: Stock

Online Application: No

Instant Quote: Yes

Commission-Based Sales: Yes

Term Life Options: 10, 15, 20, 30[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/mk_page_section][vc_row][vc_column][vc_separator][vc_column_text]Avg. Cost: Based on a 30-year old female, preferred status, 20-year term for $250k coverage. (Sources: HavenLife, Zander Insurance, State Farm®)

*Many people get a certain amount of “free” life insurance from work, with the option to buy more. Oftentimes, this amount isn’t enough to protect a growing family. We recommend supplementing gaps in coverage with term life insurance.

AM Best Rating: A.M. Best is an independent rating agency. Best’s Financial Strength Ratings (FSR) represent the company’s assessment of an insurer’s ability to meet its obligations to policyholders. The secure ratings range from B+ (Good) to A++ (Superior).

Organization Type: Stock companies are for profit, brightpeak financial is not-for-profit.

Commission-based Sales: Most insurance companies use agents to sell insurance. While brightpeak also has financial professionals to help you, they’re not paid on commission. Finally, you’re not “just another sale.”

Term Life Options: Companies offer a variety of 10, 15, 20 and 30-year terms to qualified purchasers.[/vc_column_text][mk_padding_divider size=”20″][vc_separator css=”.vc_custom_1455296120875{margin-bottom: 0px !important;padding-bottom: 10px !important;}”][/vc_column][/vc_row][mk_page_section][vc_column][mk_fancy_title color=”#75706e” size=”23″ margin_bottom=”0″ font_family=”none”]RECOMMENDED FOR YOU[/mk_fancy_title][mk_icon_box icon=”mk-moon-arrow-right-5″ title=”How Do We Determine the Price of Your Life Insurance?” text_size=”14″ read_more_url=”/term-life-insurance-purchase-guide/insurance-pricing-101/” icon_color=”#777777″ icon_circle_color=”” margin=”0″][/mk_icon_box][mk_icon_box icon=”mk-moon-arrow-right-5″ title=”How Much Life Insurance Coverage Do I Need?” text_size=”14″ read_more_url=”/term-life-insurance-purchase-guide/life-insurance-need/ ” icon_color=”#777777″ icon_circle_color=”” margin=”0″][/mk_icon_box][mk_padding_divider size=”10″][/vc_column][/mk_page_section][mk_page_section bg_color=”#f05249″ padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column css=”.vc_custom_1450315333092{padding-top: 20px !important;padding-bottom: 20px !important;}”][mk_custom_box padding_horizental=”0″ margin_bottom=”0″][vc_row_inner][vc_column_inner width=”9/12″][mk_fancy_title color=”#ffffff” size=”40″ force_font_size=”true” size_smallscreen=”38″ size_tablet=”36″ size_phone=”34″ font_weight=”300″ letter_spacing=”-2″ margin_bottom=”0″ font_family=”Open+Sans” font_type=”google” align=”center”]Want to talk to one of our financial professionals?[/mk_fancy_title][/vc_column_inner][vc_column_inner width=”3/12″][mk_button dimension=”outline” corner_style=”rounded” size=”large” url=”http://info.brightpeakfinancial.com/financial-balance” target=”_blank” align=”center” margin_bottom=”0″ outline_skin=”light”]GET STARTED[/mk_button][/vc_column_inner][/vc_row_inner][/mk_custom_box][/vc_column][/mk_page_section]