Low fixed and variable interest rates. No origination or application fees.1
Federal + Private
Combine both Federal and Private loans into one monthly payment.
We’re a not-for-profit organization with Christian values of doing good and giving back, partnered with Thrivent Federal Credit Union.
Pros and Cons of Refinancing a Student Loan
An educated decision is the best kind. Do your homework on the ins and outs of student loan refinancing.
44.3 million student loan borrowers.1
As of 2015, 68% of graduates from public and nonprofit schools have student debt.2
Class of 2016 averaged $37,173 in student debt.3
73% put off saving for their future because of student debt.4
43% pushed back decision to begin a family because of student debt.4
Student Loan Calculator
Use this calculator to estimate a new payment and potential monthly savings by refinancing your student loans.
*Based on a fixed rate $45,000 loan with excellent credit score and 3.99% APR.
Step 1: Go to Thrivent Federal Credit Union
When you select “Get Started” you will be taken to TFCU’s Education Loan application site.
Step 2: Submit Pre-Approval Application
Complete pre-approval application to see if you qualify and to calculate the terms of your new loan.
Step 3: Review Loan Terms
Assuming you qualify, review the details of your new loan including payments, interest rates, and terms.
Step 4: Submit Full Application
Complete the full digital application to accept the loan offer and get going.
Step 5: Start Making Payments